Know the rules behind each account step
Our Legal notice explains the conditions attached to opening, using and closing an account, including identity checks, wallet records and requests to correct account details. You should read it before completing the phone verification step, because access depends on local law and some services may be
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unavailable where local law does not permit them. The same policy route applies whether you reach the lobby from a mobile browser in Yogyakarta or from a desktop in Jakarta. Payment references are included only to show where records may arise: DANA, OVO, GoPay, QRIS, bank
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transfer and virtual account. We do not treat a payment receipt as permission to bypass account checks. If a transfer needs matching, keep the receipt and account identifier ready when contacting us.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.